by ArtWoodMT | Jul 17, 2025 | Credit & Home Financing Tips, First-Time Homebuyers, Home Buying & Mortgage Education, Loan Programs Explained
Renters and first-time buyers… this could be your window to homeownership We just got a bit of good news in the mortgage world, and if you’ve been dreaming of buying a home, it might just be your moment. Fannie Mae and Freddie Mac just announced they’ll now...
by ArtWoodMT | Jun 25, 2025 | Credit & Home Financing Tips, First-Time Homebuyers, Home Buying & Mortgage Education, Loan Programs Explained
Buying your first home can feel like trying to run a marathon with no map. Between high prices, rising rents, and all the talk about interest rates, it’s easy to think homeownership is out of reach. But it doesn’t have to be that way. The truth is, smart loan options...
by ArtWoodMT | Jun 9, 2025 | First-Time Homebuyers, Home Buying & Mortgage Education, Loan Programs Explained
There’s no easy way to say this: as of May 25, 2025, FHA loans are no longer available to non-permanent residents. This rule is already in effect. That means if you’re here on a visa, have DACA status, or fall into any other non-permanent category, FHA is off...
by ArtWoodMT | May 21, 2025 | Art Wood’s Take, Credit & Home Financing Tips, Home Buying & Mortgage Education, Interest Rate Trends, Loan Programs Explained, Market Insights & Real Estate Trends
Spring’s in full swing here in Georgia—and the real estate signs are blooming right along with the azaleas. Now, if you’ve been watching mortgage rates hover around 6.88%, you might’ve figured folks would hit pause on buying. But that hasn’t happened. Not even close....
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